$51.59
Monthly savings
Welcome to EarnUp, Rosie!
Your journey to financial freedom starts now!
Search for student loan and save
Sign up for your employer contribution
Fantastic!
You're well on your way to pay off your student loans.*
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Find your student loans
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Look for ways to save through Federal Repayment programs
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Enroll
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Link your student loan
*Powered by PayitOff
Great!
To find and add your student loans we need the following info:
Hi, Rosie
We found you! Please add any missing info before continuing to view your options.
We found your student loans
Next, we will give you some options to pay off your loans.
We see savings in your future!
We are showing you your combined Mohela and Nelnet loans so you can choose the best plan for you based on whether you are maximizing for lowest total cost, fastest payoff, or lowest monthly payment.*
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Best plan for youPAYE$428.41New monthly payment16 yrsNew term$78,962.44Cost to repay
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Highest monthly savingsSAVE$334.29New monthly payment$145.71Monthly savings20 yrsNew term$84,265.55Cost to repay
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Best plan for youExtended$472.51New monthly payment$7.49Monthly savings25 yrsNew term$85,062.86Cost to repay
*New monthly payment, term and savings figures are estimates based on the information you provide. Actual outcomes may vary.
Review SAVE plan
Review your new plan details and submit your enrollment. You are on your way to debt zero.
Plan details
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$334.29/moThis is your new payment.
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20-year termThis is the amount of time it will take you to pay off the loan.
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$84,265.55This is the total cost to repay your loan. This includes your monthly payment plus any taxes owed.
I authorize EarnUp to request my enrollment in the SAVE plan.
Your enrollment in the SAVE plan has been submitted to your servicer(s). Your servicer should send you an approval notice in the next few weeks!
$480/mo
Current payment
$334.29/mo
New payment
Return to dashboard
Welcome back, Rosie!
Loan update
Your SAVE plan application is pending!
We will email you with updates to your application. Once your application is approved, click Add your loan to link your loan through EarnUp and continue maximizing your savings.
Your balance
Total student loan balance
$43,431
Monthly payment
$334.29
Enrollment status
Pending
Applied for Extended plan on 4/30/24
Current payment
$480
New payment
$334.25
Your loans
PENDING VERIFICATION
Mohela loan
Outstanding balance
$37,851
Last payment
$104 on 01/01/2022
Loans
2
Updated 04/30/2024
Add your loan
ACTIVE
Nelnet loan
Outstanding balance
$15,234
Last payment
$156 on 01/01/2022
Loans
3
Updated 04/30/2024
Add your loan
Add a loan
Step 1/4
Loan repayment type
Loan type
Add your Student loan to claim your employer contribution and 401k match. Have other loans? You can add them too.
Student
Home
Auto
Credit Card
Personal
Other
Add a loan
Step 2/4
Loan, schedule and acceleration
How much can you save?
Calculate potential savings →
Loan information
Schedule
Select the option below to see the amount we will debit per every withdrawal
Every other week
Opt in for Acceleration
When you add optional Acceleration to your custom payment schedule, you can pay off your loan faster and pay less in interest.
ACCELERATION PLAN IS ON
How acceleration works
Super charge your payoff
Add additional amount per debit towards principal payment
Estimated savings
Schedule
Select the options below to see the amount we will debit per every withdrawal
Every other week
Opt in for Acceleration
When you add optional Acceleration to your custom payment schedule, you can pay off your loan faster and pay less in interest.
ACCELERATION PLAN IS ON
How acceleration works
Super charge your payoff
Add additional amount per debit towards principal payment.
Estimated results
Interest savings
$5,400
Early payoff
5 yrs
Estimated savings*
*The Acceleration Savings Calculator is for estimation purposes only and is not a guarantee of how much you will save on the life of your loan or your loan payoff date. EarnUp does not guarantee any outcomes, and the output from the Acceleration Savings Calculator is subject to change based on the specifics of your loan and repayment situation.
Add a loan
Step 3/4
Add bank account
Link your bank account
You can update your bank account at a later time if needed
Your information is safe with EarnUp
EarnUp uses Plaid to connect your account using bank level security and end-to-end data encryption
Or you can also:
Manually enter your bank account hereAdd a loan
Step 4/4
Lender information & payment address
Lender information & payment address
Confirm lender information and payment address
ACTIVE
Student loan
Loan no. ****435
Your balance
Next withdrawal of
$43,431
Next payment of
$334.29
How much can you save?
Make payment →
Reach your financial goals
Calculate savings →
UPCOMING CALENDAR
Withdrawals
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What are you looking for?
Latest transactions
Transaction type
Amount
Balance
Date
Credit
$200
$2,344
05/20/2024
Credit
$200
$2,144
04/20/2024
Credit
$200
$1,944
03/20/2024
Credit
$200
$1,744
02/20/2024
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